Card-holding means



March 11, 1941.

Filed July 27, 1940 z A 47] lZa/j; lpg/0 Ffglo @'29 we e me l; 12M g ,y:www

BaymoncZEa-u-Zr R E D U A B E R.

CARD-HOLDING MEANS Filed July 27, 1940 2 Sheets-Sheet 2llllllllllllllllll[llllllllllllllrll|||.-

Patented Mar. 11, 1941 UNITED STATES rs orties l 7 Claims.

The invention aims to provide a new and improved card-holding -meansespecially adaptable for tenaciously holding pluralities of signaturecards on pages of a record book, for use primarily by banks in checkingthe signatures of depositors, enabling the tellers to readily detect anypossible forgeries.

In carrying out the above end, a further aim is to provide a novelrelation of slits (to receive the card ends) and detents (to hold thecards in place) and in this connection, a still further aim is to soform the detents that they will not only securely hold the cards butwill aid in inril Another object is to provide a construction which iswell adapted for holding relatively small signal cards (preferably ofone or more colors) superposed upon any desired signature cards tosignify anything which may be to the tellers advantage, for instance,that the depositor is in the habit of overdrawing, may have changed hisaddress, should be consulted about one thing or another, etc.

Yet another object is to provide a book page or the like formed of tworesilient sheets such as comparatively stiff paper or light cardboard,said sheets being secured together and both having the slits and detentsabove mentioned, providing a stiff page to carry the cards and withstandrough usage.

With the foregoing and minor objects in View, the invention resides inthe novel subject matter hereinafter described and claimed, descriptionbeing accomplished by reference to the accompanying drawings.

Fig. 1 is a front perspective view showing the sheet from which thepreferred form of the card holder is constructed.

Fig. 2 is a rear perspective View of the sheet shown in Fig. 1.

Fig. 3 is a perspective view showing the sheet folded upon itself withits two halves secured together, providing a two-ply page to be mountedin a book.

Fig. 4 is an enlarged horizontal sectional view on line @-4 of Figs. 3and 7, showing more particularly the card-holding means but with nocards held thereby.

Fig. 5 is a view similar to Fig. 4 but cut on line 5 5 of Fig. 3,showing two cards held by the holding means.

Fig. 6 is another detail sectional view on line 6-6 of Figs. 3 and 7.

Fig. 7 is a sectional perspective view oi" the card-holding means.

Fig. 8 is a detail section illustrating the fact that the card-holdingdetent may have an ob-v tuse angular end if desired.

Fig. 9 is a view similar to Fig. 8 but illustrating an acute angular endon the detent.

Fig. 10 is a group perspective of a number of signal or indicating cardswhich may be `ernployed if desired.

The construction disclosed will be specifically explained, but withinthe scope of the invention, variations may be made.

A book page is shown of two-ply nature, the two plies being hereinaftertermed sheets lil and Ilia. These sheets are integrally joined at oneedge along a fold line Itb, and the major portions of said sheets aresecured together between the lines II and IIa (Fig. 2) by means of glue,leaving each sheet with edge portions l2 `and I2a which are not gluedtogether and are intended to receive the ends I3 of signature cards I4when said ends are inserted through slits I5 cut through said portionsI2 and |221. Each sheet I0 and Illa is preferably ruled ofi intoseparate areas I6 which may be consecutively numbered as shown, each ofsaid areas having two of the slits I5, disposed one in each end thereof.The two-ply page is also preferably provided with a tab Il bearing thenumber of the rst numbered area on said page.

Associated with each of the slits I5 is a cardengaging detent I8, and adescription of one of these detents and its associated slit I5 willsuiiice for all, and the description will be given in connection withthe sheet II.

The slit I5 is preferably angular as shown, with its two halvesconverging inwardly toward the vertical center of the sheet I0, wherebythel portion of said sheet within the angle, constitutes a lip I9 havinga pointed end 20. The card end I3 is to be inserted under this lip I9and through the slit I5, whereby the body portion of the card will lieupon the sheet Ill and its end portions will lie under said sheet(between the two sheets I and Illa in the present disclosure. Each cardis preferably formed with an aperture 2l into which the detent I8 snapswhen the card has been inserted to the proper extent, thereby lockingthe card in place. The detent I8 is provided with an abrupt end 22spaced toward the vertical edge of the sheet ID from the pointed end 20of the lip I9, said abrupt end 22 being adapted to abut one edge of the`aperture 2| to securely hold the card in place. The abrupt end 22 maybe at any desired angle with respect to the sheet Ill. If it be at rightangles to the sheet (Fig. 4) or at an acute angle (Fig. 9), the card canonly be removed by bodily lifting the detent-carrying portion of thesheet out of the card opening in one way or another but if said abruptend 22 be at somewhat of an obtuse angle to the sheet I (Fig. 8), asuiiiciently hard pull upon the card will cause the detent to ride outof the opening 2|. The abrupt end 22 is preferably more remotefrom thepointed end 20 of the lip I9, than a straight line 23 extending from oneend of the slit I5 to the other end of said slit (see Fig. '7). Thedetent thus stiiens the entire lip I9 and prevents this lip from merelyhaving a tendency to pivot or hinge upon the line 23 when it is raisedsomewhat during card insertion and removal. By having the detent extendinto the portion of the sheet I0 beyond the line 23, said detent beingitself of rather stiff nature, it is necessary that said portion of thesheet I9 and the contiguous portion of the lip I9 must spring or distortsomewhat when inserting and removing a card, and the end portion of thecard will also be distorted or sprung to some extent. Thus, tension isset up which acts to snap the detent into the card opening and totenaciously hold the parts assembled. Even if there be no openings inthe card I 4, the inward friction exerted by the lip I9 and its detentI8 will be suicient to rather solidly hold the card in place.

The detent I8, in the preferred form of construction, is provided withan upwardly pressed portion 24 which inclines from the plane of thesheet I0 to the pointed end 20 of the lip I9, and said detent is alsoprovided with a portion 25 which is downwardly pressed and declines fromthe plane of the sheet I0 to the abrupt detent end 22. The entire detentformation is formed with appropriate dies without cutting through thesheet I0 at any point, and the distortion of the sheet thus effected,stiflens the lip I9, which stiffening, coupled with location of the end22 beyond the line 23, will insure that said lip and detent shall havethe proper tension to securely hold the card in position. Moreover, theup- Wardly pressed portion 24 of the detent I8, coupled with the angularshape of the slit I5, insure that the pointed end 20 of the lip I9 shalldiverge to some extent from the upper side of the sheet I0 as seen moreparticularly in Fig. 4, thus greatly facilitating the insertion of acard end through the slit and under the lip.

When the two-ply page construction herein disclosed is employed, theslits I5 of the sheet Il) are directly opposite the slits I5 of thesheet Illa, and the detents I8 of the two sheets are directly oppositeeach other and in contact with each other. The detent of each sheet thustends to force the lip I9 of the other sheet outwardly to some extentfrom the plane of the sheet, which aids in inserting the card ends. Thisoutward forcing of the lips I9 also places them under quite an amount oftension causing them to tenaciously press inwardly against the insertedcard. In Fig. 10, I have shown a plurality of differently colored signalcards, any or all of which may be superposed upon any desired signaturecard I4 to call one matter or another to the tellers attention whenchecking a customers signature. Each of these signal cards is formedwith an opening 29 to receive the detent I8 when the card is insertedunder the lip I9. The signal cards are denoted at 26, 2'I and 28.

From the foregoing, taken in connection With the accompanying drawings,it will be seen that novel and advantageous provision has been made forcarrying out the objects of the invention. While preferred details havebeen disclosed, variations may of course be made within the scope of theinvention as claimed. For example, while the slit I5 is preferablyangular, it could well be of equivalent curved form.

I claim:

l. A card holder comprising a resilient sheet having a slit throughwhich to insert the end of a card, the portion of said sheet to lie uponthe card end being provided with a downwardly pressed detent portion toengage an opening in the card end, said detent portion having an abruptend to abut an edge of the card opening, said detent portion being alsoprovided with a lower side which declines from. the plane of the sheettoward said abrupt end.

2. A card holder comprising a resilient sheet having a slit throughwhich to insert the end of a card, the portion of said sheet to lie uponthe card end being provided with a detent portion having one of itsextremities disposed at the adjacent slit and its other extremity spacedfrom said slit, one end of said detent portion being pressed upwardlyand inclined from the plane of the sheet to said one extremity, theother end of said detent portion being pressed downwardly andl declinedfrom the plane of the sheet to said other extremity, the latter beingabrupt to abut an edge of the card opening.

3. A card holder comprising a resilient sheet having a slit, the twohalves of which converge substantially to a point whereby a portion ofthe sheet forms a pointed lip to overlie the end of a card insertedthrough said slit, said lip being provided With a detent portion toengage an opening in the card end, said detent portion having one of itsextremities disposed substantially at the pointed end of said lip andits other extremity spaced from said pointed end, said detent beingpressed downwardly and declining from the plane of said sheet towardsaid other extremity, the latter being abrupt to abut an edge of thecard opening.

4. A card holder comprising a resilient sheet having a slit, the twohalves of which converge substantially to a point whereby a portion ofthe sheet forms a pointed lip to overlie the end of a card insertedthrough said slit, said lip being provided with a detent portion toengage an opening in the card end, said detent portion having one of itsextremities disposed at the point of said lip and i-ts other extremityspaced from said pointed end, one end of said detent portion beingpressed upwardly and inclined from the plane of the sheet to said oneextremity to raise the tip or point of said lip to facilitate cardinsertion, the other end of said detent portion being pressed downwardlyand declined from the plane of the sheet toward said other extremity,the latter being abrupt to abut an edge of the card opening.

5. A structure as specified in claim 3; said detent being of a length toextend from said point of said lpbeyond a stra-ight line drawn from oneend of said slit to the other, to stifen said lip throughout its lengthand prevent it from having a tendency to merely pivot upon said linewhen raised from its normal plane.

6. A structure as specified in claim 4; said de tent being of a lengthto extend from said pointV of said lip beyond a straight line drawn fromone end of said slit to the other, to stiften said lip 75 ner sides ofthe two detent portions being disposed in contact with each other,wherelo7 a card end inserted through the slit of either sheet must passbetween said two detent portions and spring them apart before theopening of the 5 card end can. receive one of said detent portions.

RAYMOND E. BAUDER.

